anggita dewi: Bonum

Bonum

In the modern world, we can not do without banking services. Surely, everyone has at least some product, whether it's a deposit or just a loan. But the financial market does not stand still, and crypto-currencies are already bursting into our lives. What will allow to dispose of them as usual means? So do they make a contribution or even make a loan?

Bonum is a credit and deposit platform that allows users to instant loan or passive income as a percentage of the deposit. Let's look at each product.

Crypto loan. It can be obtained not only in the crypto currency, but also in tokens and fiat currency, and there is no need to indicate the purpose of the loan, you can spend it at your own discretion. The main provision of this loan is a pledge of crypto currency or cryptoactive. The approximate interest rate will be 27% per annum, and a bonus rate of 12-18% will be available for holders of BFT tokens. The loan amount will be limited only by the amount of the collateral. The pledge will remain in the property of the borrower (in the wallet), and in case of payment, the amount of the pledge automatically returns to the owner.

What conditions are necessary for the client to comply with in order to obtain a loan?

- it is necessary to have funds in your personal wallet for the mortgage (while the pledge remains on the platform wallet, but will become inaccessible);

- The loan amount depends on the amount of the pledge, and the interest rate - on the term;

-The smart contract is made after confirmation of loan terms by the borrower, the amount goes to the wallet.
Crypto contribution.

It can be opened in crypto assets, you do not have to worry about your finances, because the deposit is secured by a pledge and a special reserve fund, which minimizes the risks. The interest rate will be approximately 3% per annum with monthly payments. And a bonus for holders of BFT tokens will be an increased interest rate of 4-6% per annum. To make a deposit, a client naturally needs to have crypto assets, which he wants to multiply. The client specifies the parameters of the deposit (period, currency, amount), and then he is offered an interest rate. If everything suits him, then a smart contract is concluded and the deposit amount becomes inaccessible to the depositor, which automatically is credited back after the deposit term expires.

How do you arrange these products? On the platform there is a personal office and electronic wallet, where you need to register. The cabinet will allow detailed customer accounts with indication of the status of funds in the wallet and has double authentication at the entrance. The wallet will allow the holder to control his funds on the platform.

The Bonum platform will allow the user to make the deposit or loan as quickly and conveniently as possible without having to spend time checking, visiting offices and without waiting for a long time.